Business funding, itemized

Up to $50,000 in funding.
One flat fee of $997.
No matter what.

Most brokers take a cut of your loan — often 10–15%. We charge one flat fee, whether you're funded for $15,000 or $50,000. Same team, start to close.

Takes under 2 minutes · No impact to your credit to check · No obligation
Funding estimate
Vault997 Fee Ledger
Flat Rate
Funding requested $32,500
Typical broker fee
Industry avg. 11% of funded amount
$3,575
Vault997 flat fee
Same fee at $15K or $50K
$997
You keep $31,503
vs. an estimated $28,925 through a typical percentage-fee broker
680+
Credit Score
2+ Yrs
In Business
Stated
Revenue — No Financials Required
The comparison

What a percentage fee actually costs you

Percentage-based brokers are paid more when they send your file to more lenders. That's the incentive. Ours is built differently — one fee, disclosed upfront, regardless of who funds you.

On a $50,000 line
Typical Broker
Vault997
Fee structure
10–15% of funded amount
Flat $997
Dollar cost
$5,000 – $7,500
$997
Lenders your file is sent to
Often a dozen or more
Matched to a small, qualified set
Communication after you apply
Calls from multiple lenders
One dedicated funding contact
Your business & personal data
Resold to lender networks
Shared only with your matched lender
Process

Three steps to a funding decision

01 — 2 minutes

Tell us about the business

Time in business, approximate revenue, and what the funding is for. No tax returns or bank statements required to get started.

02 — Same day

We match you to a lender

Your file goes to one qualified funding source based on your profile — not a mass broadcast to a lender list.

03 — As fast as 24–72 hrs

Review terms & close

See the offer, ask questions with your dedicated contact, and close. The $997 fee is due only once you're funded.

No lender spam

Your file isn't shopped to a list. One dedicated team, start to finish.

TCPA-compliant outreach

We contact you the way you consent to — nothing more.

Fee disclosed upfront

$997, in writing, before you submit anything. No surprise deductions.

No obligation to proceed

Checking your rate doesn't commit you to funding.

Get started

See if you qualify.

A few questions about your business — that's it. A member of our funding team follows up directly, not a call center.

  • 680+ credit score
  • 2+ years in business
  • Stated revenue, no financial statements needed to start
  • Flat $997 fee, due only if you're funded
Step 1 of 3 — About the business
Enter your business name.
Select time in business.
Select a credit range.
Select a revenue range.
Select a funding range.
Enter your name.
Enter a valid phone number.
Enter a valid email.
Please confirm consent to continue.

You're in the queue.

A Vault997 funding contact will reach out shortly to walk through your options. No obligation — you decide if you want to move forward.

Questions

Before you apply

No. The fee is due only once you accept a funding offer and are funded. Checking your eligibility and reviewing terms carries no cost.

The initial review uses a soft pull that does not affect your credit score. A hard inquiry only occurs if you move forward with a specific lender's offer.

Reach out anyway. We periodically have access to alternative programs with different requirements and can tell you honestly if we don't have a fit.

Depending on your profile and lender match, it may be a term loan or a revolving line of credit. Your funding contact will walk through which structure fits before you accept anything.

Your information is shared only with the single lender you're matched to — not distributed to a broader network of funding companies.